ToolTrust
A2/100
Smithery

umg-gpt-moltpe

mcpsmithery

@Smithery

AI-native payment infrastructure that gives AI agents isolated wallets with programmable spending policies for autonomous USDC stablecoin transactions. **11 MCP tools** for Claude Desktop, Cursor, and Windsurf: - check_balance, send_payment, list_transactions, agent_info - create_invoice, pay_invoice, check_invoice_status, list_invoices - call_x402_endpoint, call_mpp_endpoint, plus more **Tri-rail support:** x402 (HTTP-native micropayments), MPP (session-based streaming), and traditional fiat. Multi-chain USDC on Polygon PoS, Base, and Tempo with sub-second settlement. **Non-custodial wallets** with Shamir key splitting — your keys, never ours. **Programmable spending policies** (daily caps, per-transaction caps, recipient allowlists, cooldowns) enforced at the infrastructure level. Your agent literally cannot overspend regardless of prompt injection or buggy retry loops. **Free tier** — no credit card, no KYC, no geographic gating. - Site: https://moltpe.com - Open source reference: https://github.com/umangbuilds/moltpe-agent-payments (Apache 2.0) - India guide: https://moltpe.com/india - Developer quickstart: https://moltpe.com/blog/integrate-moltpe-in-5-minutes-developer-quickstart

By Smithery | 19 findings | Scanned 7/5/2026 | tooltrust-scanner/v0.3.19

4 Low15 Info

Risk Summary

Safe With Normal Controls

Dep Visibility is the main signal, but overall risk remains within an acceptable range.

Potential impact: This finding indicates the tool should be reviewed before it is trusted.

Recommended action: No high-risk findings were detected in this scan, but you should still apply least-privilege defaults and rescan after changes.

Suggested policy: keep this tool behind manual approval, do not allow unattended runs, and re-scan after narrowing risky permissions.

Security Findings (19)

  • LowAS-011

    ℹ️Missing Rate-Limit / Timeout ×4

    tool performs network or execution operations but declares no rate-limit, timeout, or retry configuration

    call_x402_endpointcreate_invoicecheck_invoice_statuscall_mpp_endpoint

    Fix: Declare explicit rate-limit, timeout, and retry configuration for all network and execution tools. Implement exponential back-off and surface resource state to the calling agent.

  • InfoAS-014

    ℹ️Dependency Inventory Unavailable ×11

    Tool did not expose metadata.dependencies or repo_url, so supply-chain coverage is limited.

    check_balancelist_transactionsagent_infosend_paymentcall_x402_endpointlist_active_grantscreate_invoicecheck_invoice_statuslist_invoicespay_invoicecall_mpp_endpoint

    Fix: Review and remediate the identified issue.

  • InfoAS-002

    ⚠️Excessive Permissions ×4

    declared capabilities: network access

    call_x402_endpointcheck_invoice_status

    declared capabilities: network access, filesystem access

    create_invoice

    declared capabilities: network access, HTTP requests

    call_mpp_endpoint

    Fix: Tool requests broad permissions (exec/fs/network). Validate input parameters using Enums where possible, and restrict file system operations to explicit allowed directories.

Scan this tool yourself

Reproduce this audit locally, integrate into CI, or let your agent audit its own tools.

Install once, then scan any MCP server:

$ curl -sfL https://raw.githubusercontent.com/AgentSafe-AI/tooltrust-scanner/main/install.sh | bash
$ tooltrust-scanner scan --server "npx -y umg-gpt-moltpe"

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